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Monetary Commentary	by Illiad	2009-08-24 13:35:43
Usury is not in itself parasitic. You get what you	by adiplomat	2009-08-24 13:57:04
Critical quote there:	by hobbs	2009-08-24 15:14:23
Re: payroll borrowing.	by theymustbidiots	2009-08-24 15:24:40
Some borrowing is done for liquidity purposes: A company may be fully solvent with more than enough assets to pay workers, but most of them want spendable money. A loan for that liquidity may be preferable to selling a long-term asset at a distressed price just to meet a monthly expense event. There's no question at all that American savings rates have been too low for too long. Buying a TV on credit (unless it's a zero percent loan, or on terms low enough that the present value of taking the loan is higher than the payments) is patently irresponsible.
[ Reply ]
I was going to throw an example in there	by hobbs	2009-08-24 15:57:04

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