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Another aspect of the mortgage crisis. by Peace_man2008-07-29 09:47:29
  The laws changed recently by subbywan2008-07-29 09:51:05
    That makes sense. by Peace_man2008-07-29 09:54:32
      Yes, both should be penalized. by Illiad2008-07-29 10:02:35
        The borrowers are penalized. by Peace_man 2008-07-29 10:16:12
They lose their credit rating. And their home.

The lenders are the ones that should know better. They have the expertise. I think the major burden should be on them.

Besides, penalizing people so heavily that they can never recover is not good for business, nor for anybody else. It is likely to encourage crime, and put a heavier burden on social safety nets. It is likely to cause people to despair - and thus lose what productivity they currently are able to offer.
[ Reply ]
          Maybe 60/40? by Illiad2008-07-29 10:21:04
            Well - I could agree to that. by Peace_man2008-07-29 10:32:04
              Not "no return," no. by Illiad2008-07-29 10:48:42
                I will say, though, that I give him props for by merlin2008-07-29 10:52:15
                  A slight adjustment to 3) by Illiad2008-07-29 10:54:49
                    That's one way of reading it. by merlin2008-07-29 10:56:59
                In other words by MatthewDBA2008-07-29 10:52:56
                  In the subtext... by Illiad2008-07-29 10:55:46
                  Or, "Man, I was hoping this would be a sugar daddy by merlin2008-07-29 10:56:16
                I'd forgive him. He doesn't have enough by Peace_man2008-07-29 11:15:22
          Correction: they lose *a* home. by esbita2008-07-29 10:50:31

 

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