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5+ months... (insurance rant) by Tyop2007-08-08 03:07:35
  Does that cover repair costs ? by SciSSorS2007-08-08 03:37:11
    In the U.S.A., it's the insurance company's option by skern 2007-08-08 05:17:45
to pay for another car of the same quality prior to the damage, minus deductibles. And they take the broken car, of course.

It makes sense, because cars really are mass-produced interchangeable items, and you can easily find out how much a particular car is worth. And repair costs really have sky-rocketed, mostly due to wage increases throughout the economy (or economies)of the world.
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