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Electronic Funds Transfers -- good, bad, ugly?	by Concept	2005-12-19 10:49:52
Your bank probably covers you for fraud	by arachnid	2005-12-19 10:52:44
Well, with credit card number	by Concept	2005-12-19 10:58:18
Yes, but they generally go together	by Arachnid	2005-12-19 11:43:57
ANY ACH request to a bank account	by classic_jon	2005-12-19 11:56:44
is considered valid unless contested. If I got the info off of your check in a grocery store and then used it to purchase something the transasction WILL go through until you contest it and fill out an affadavit (sp?) This is why you should balance your account and check it frequently. They can make an ACH request and the money will be gone within two business days of the request. If you don't catch it within a week or so, depending on the type of transaction, your chances (or the banks) of recovering it go down dramatically. For more information check http://www.nacha.org/
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