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Off to bankruptcy court by perldude2003-06-06 07:18:21
  With your problems, not of your control by toxin 2003-06-06 08:24:03
That is the best reason for the creation of these laws.

It's OK to be down, but you are not out. And do not be afraid of the paper-work. The declaration of bankrupcy should speak for itself as far as residual creditors. They probably are aware of the probability of this happening anyways.

A fresh start will be good.

After the paperwork is filed, go to a nice park and just relax for a bit (sea-shore is good, but anywhere with water sounds should help). When you get up to leave, the past should stay there. DONE.
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