| If you think about it, you are gambling with your health. If you're relatively young, healthy, have few bad habits, etc. you may not need insurance. But if you try to pick up insurance away from your employer, you will pay a lot more. Are you being discriminated against because you're single? Tough call, honestly. I think there should be a lower rate for single vs family coverage. If it'll help, talk to the HR benefits people. They should be able to answer your questions. Yes, I know that means dealing with professional bureaucrats, but that is the danger inherent in employment. |
